Insurance

I Don't Have Health Insurance?

If you are not in a Health Fund, but wish to proceed with surgery, you have other options which include:

  1. Join the Public Hospital Waiting List, or
  2. Pay for the operation yourself ("self fund")

I admit patients to Shoalhaven District Memorial Hospital where I perform regular lists of elective surgery (now called Planned Surgery) including Joint Replacements and Knee Ligament Reconstruction operations. This is a government funded service and is free to patients.

Many people choose the "Self Fund" or pay for their own surgery option. This allows patients to pay for the operation themselves at a Private Hospital.

If you have not previously contributed to a Private Health Insurance fund you might consider this option.

If this is suitable for you, it means you can have your operation straight away when you choose or when need it and help get your life back to normal as soon as possible.

The costs may not be as high as you may think, especially for some less invasive surgeries like Arthroscopy and ACL Reconstruction which can be done as Day-Only cases, and my office will be happy to provide you with costings. You will usually get a portion of the medical fees back through Medicare (although not all), and we will assist you to get an accurate written estimate of the Private Hospital charges before you go ahead.